Dave Ramsey
Personal Money Management Expert

"Credit scores are based on how much debt you have, not on how well you handle money. So, debt-free people like me don't even have a credit score. eCredable gives insurance companies, mortgage companies, banks, utilities, and other companies an alternative to the credit score for qualifying customers. The eCredable rating shows them just how well debt-free people handle their money, and it proves that they'll be fantastic customers!"

Ilyce Glink, Award Winning and Nationally Syndicated Columnist

"If you don't have credit, it's really hard to get it. What's nice about eCredable, is you don't have to have good credit, or any credit at all, to start building your credit history. eCredable is a new model for alternative credit, which allows you to use the everyday payments you make to your landlord, auto insurance company, utility companies, and wireless carrier to prove your creditworthiness. It's a smart, safe way to help you improve your financial life."

Julie Stav, Inspirational Role Model and Financial Expert

"Millions of people who consistently pay for their rent, utilities, cell phone, cable, alimony or even child support on time demonstrate healthy signs of fiscal responsibility, even if they do not own a single credit card. I'm so happy to see that eCredable has developed a rating system that finally rewards these consumers while helping them build a conventional credit identity."