Credit 101More People Are Getting Credit. Is That a Good Thing?September 15, 2014 by Jeanne Kelly 0 Comments A new report from Equifax shows that credit in America has risen to a six-year high. I’m a proponent of maintaining healthy credit, and at first blush this report may seem a little shocking and worrisome. This is why I decided to dig into it a little deeper and share my thoughts with you. Yes, on the surface the fact that more Americans are getting more credit may seem like something to be concerned about, but it can also signal greater health and financial optimism among our nation’s consumers. Here’s why I say that.