• Your Rental Payments Can Help Qualify you for a Mortgage!
    "We have written many mortgages using Alternative Credit, but eCredable allows us to make this process easier and faster for the customer and ourselves."
    -Mike Hardwick, CEO Churchill Mortgage Corporation
    Use Promo Code: CHURCHILL
    JOIN
  • "Finally, a credit report I control! Now, my on-time rent, utility and insurance payments can build my credit file."
    • You decide WHAT goes into your AMP Credit Report
    • You decide WHO has access to your AMP Credit Report
    • You decide WHEN anyone sees your AMP Credit Report
    • Federal Law requires all creditors MUST consider your
      Alternative Credit information
    Use Promo Code: CHURCHILL
    JOIN
  • "Now you and the lender can easily see if your Alternative Credit stacks up so you can qualify for credit cards, car loans and home loans."
    • Instant Credit Rating with your actual bills
    • Understand how Creditors see you
    • Explore different rating scenarios
    • Stay informed as your rating increases
    Use Promo Code: CHURCHILL
    JOIN
  • "The AMP Rating Simulator shows you how to achieve your goal rating, what you need to do, and how long it will take."
    • Instant Credit Rating Estimation
    • Know where you stand
    • Explore different rating scenarios
    • Stay informed as your rating increases
    Use Promo Code: CHURCHILL
    JOIN
  • "eCredable membership gives me the tools I need to put my financial life on track, and get the credit I deserve."
    • Budgeting tool uses your actual bills
    • Financial calculators help you plan
    • Education that's really easy to understand
    • eMail reminders to pay your bills on time
    Use Promo Code: CHURCHILL
    JOIN

eCredable enables you to build or rebuild your credit using monthly bills you’re already paying every month such as rent, utilities, insurance, mobile phone and many more.

Those payments allow us to build your AMP Credit Report which includes an AMP Credit Rating. Your AMP Credit Rating helps lenders figure out if you're creditworthy, even if you don't have a FICO score.

You can use your AMP Credit Report to show lenders exactly what bills you pay each month and how well you manage your money - even if you don't have a FICO score or if you have less than perfect credit.

Are you having trouble finding a mortgage lender?

Churchill Mortgage, a leader in the mortgage industry, works with borrowers to provide mortgages through the addition of Alternative Credit information from eCredable.

Here's how it works in 3 easy steps:

Join & Account Setup


Get started by securely signing up. Then enter your bills and the account information.


Verify Bills


Simply select the accounts you want to include in your AMP Credit Report and we’ll verify the information.


Apply for a Mortgage/Loan


By Law, the information contained in your AMP Credit Report MUST be considered by anyone checking your credit.


Sign-up and start building your credit today!

Use promo Code: CHURCHILL

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