Easy One-Time Setup
Simply gather the bills you want to add to your eCredable account. Then enter your bill payment information.
Always On Alert!
Setup your alerts and we’ll email you bill payment reminders, so you can avoid late fees - and save money. Paying your bills on time is the most important thing you can do to build good credit history.
Get the Credit You Deserve For Your Payments
Payments that must be considered by banks, creditors and underwriters are categorized into
three Tiers. The payments in their respective Tiers are listed below:
Tier I credit includes payments for:
Rental Housing
Utilities including:
Electricity
Gas
Water
Telephone
Cable
Television service
Tier II credit includes payments for:
Medical insurance coverage (excluding payroll deductions)
Automobile or Recreational Vehicle insurance
Life insurance policies (excluding payroll deductions)
Renters or Household insurance
Tier III credit includes payments for:
Appliance stores, specialty stores, etc.
Medical bill payments
School tuition payments
Child care payments
Boat, or Equipment Insurance
Rent-to-own and leases for durable goods, such as furniture, appliances, automobiles
Retail stores, such as department stores, furniture stores
Personal loan obtained from an individual
Monthly lay-away payments
Co-Operative Share
Real Estate Lease-to-Purchase
Condominium Assn Dues
Home Owner’s Assn Dues
Time Share Payments
Time Share Maintenance
Business Loan
Business Lease
Loans to include:
Automobile
Motorcycle
Equipment
Boat/Personal Water Craft
Recreational Vehicle
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Internet Services
Satellite Radio
Gym and Physical Therapy Payment Plans
In-home Care with regularly scheduled payments
Child and Day Care with regularly scheduled payments
Parking with regularly scheduled payments
Self-storage Units
Subscriptions and Memberships with regularly scheduled payments
Debt Repayment Plan(s) – document trade lines separately
Leases to include:
Automobile
Equipment
Boat
Recreational Vehicle
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