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AMP Credit Rating™

 

 It’s a statistical summary that rates the history of your monthly bill payment behavior.
   It’s is based on a scale of A-F making it easy for both the consumer and the creditor to understand.
 

 Whether you have no credit file, a thin credit file,or a credit file with negative credit information, your rating could further amplify your overall credit profile by demonstrating how creditworthy you are.

 

Watch Steve Ely, eCredable's CEO, explain our products.

eCredable AMP (All My Payments) Credit Rating:

An A – F grade of your true payment history, NOT JUST PAYMENTS MADE ON DEBT PRODUCTS. Your electric bill, rent payment, daycare tuition, the month-to-month type bills most of us have that are never factored into a FICO score. If you have debt, your current payments are taken into consideration when you include that in your eCredable profile.

 

AMP Credit Report™ 

  You control what information you want to share, and with whom. 
   It’s a detailed account of your Alternative Credit history.
   Your report is presented in an industry standard format that lenders, creditors and underwriters are already familiar with, and can be securely accessed online by anyone you authorize.
 

Bill payment accounts not reported by the national bureaus must be verified for lenders to consider them. Your verified AMP Credit   Report™ and Rating meets the guidelines of Fannie Mae, Freddie Mac and FHA.

 

Depending on how many accounts you choose to have verified, the average cost of the AMP Credit Report™ with the AMP Credit Rating™ is about $75.

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