Term: get out of debt
8 found

How to Create a Get-Out-of-Debt Strategy

By Steven Shaw on 8/16/2014

debt strategy

Collection agencies, banks, personal loans – it might feel like reminders about your debt are everywhere.

If you find yourself struggling for a repayment system, you may feel like you will never get out of debt. The first step in managing debt is understanding what you owe and how you should begin making the necessary payments. Calculating what your debt is costing you and deciding which debts to tackle first can help you get on the track to financial freedom. Check out the below tips for dividing your debts into more manageable segments.

Debt
Debt plan
debt planning
Debt-Free
get out of debt

The New American Dream: Getting Out of Debt

By Steven Shaw on 7/1/2014

The New American Dream: Getting Out of Debt 

What does the American Dream look like today? For a quarter of American adults in a new Credit.com survey, the answer is simple: it’s being debt-free.

Debt
Debt-Free
get out of debt

7 Ways Americans are Getting Out of Debt

By Steven Shaw on 1/21/2014

America's Top Get Out of Debt Strategy 

You may be determined to get out of credit card debt, but how do you actually do it? If you’re like most people, cutting out that cup of joe you grab at your local coffee shop in the morning isn’t going to cut it. You’re going to have to use a combination of several strategies to help you reach your goal.

◾Credit card debt consolidation
Debt
Debt-Free
get out of debt
managing debt
stay out of debt

The Ultimate Guide to Debt Collection

By Steven Shaw on 1/13/2014

debt collection 

Your first reaction when hearing from a bill collector may be panic or avoidance, or perhaps a combination. But those reactions won’t help the situation and could make it a worse.

Most collectors are just doing their jobs, and some of them are so good at dealing with consumers that they get love letters from their clients! But even if you don’t get a warm and fuzzy feeling when you are talking with a collector, you don’t have to deal with abusive behavior. There are laws that protect you against that.

Here we have assembled some of our best advice from years of answering consumers’ questions about collection accounts.

Credit Card Debt
Credit Card Debt Consolidation
Debt
debt collection
debt collector
Fair Debt Collection Practices Act
get out of debt

5 People Who Paid Off Massive Debt

By Steven Shaw on 1/3/2014

5 People Who Paid Off Massive Debt

Digging out of deep debt can seem like an insurmountable task, and for some people it is. More than a million American households filed for bankruptcy last year in an effort to put their debt behind them.

But bankruptcy court isn’t the only way consumers shed debt. These five people have paid off very large amounts of debt using just about every strategy in the book. Here’s how they did it.

managing debt
Credit Card Debt
Debt
debt collection
debt collector
Debt Utilization Ratio
debt vs savings
Debt-Free
Debt-to-Income Ratio
get out of debt
managing debt
non-mortgage debt
stay out of debt
student debt
What Your Debt is Really Costing

10 New Year’s Resolutions That Can Save You Money

By Steven Shaw on 12/31/2013

new year's resolutions

Whether it’s responsible money management, weight loss or a healthier lifestyle, New Year’s resolutions usually become a thing of the past by February when the holiday festivities are over, the dust has settled and life is back to normal.

However, with a little determination and consistency, resolutions can help you save $1,000 or much more.

budget
budgeting
Debt
get out of debt
personal finance

4 Tools That Can Help You Get Out of Credit Card Debt

By Steven Shaw on 11/1/2013

Tools That Can Help You Get Out Of Credit Card Debt

If you are having trouble paying off credit card debt, you need help. Paying off a large balance can be one of the most difficult challenges in personal finance, but there are some resources and strategies that can help you. Here are a few of the tools out there that make the task of paying off your debt a little easier.

managing debt
Pay Off Debts
Balance Transfer Credit Cards
Credit Card Debt
Credit Card Repayment Calculators
Debt
Debt-Free
get out of debt
Interest-Free Financing Offers
Low-Interest Credit Cards

4 Ways to Pay Off Your Student Loans Faster

By Steven Shaw on 2/13/2013

So you have student loans and can’t wait to get them paid off? Join the club! There are millions of people across the U.S. who are in that very position right now. Some are struggling, some are making progress, and some are just getting by.

For those who are looking for ways to pay those student loans off faster, here are four solid tips that can get you debt-free quickly.

get out of debt
student loans