By this time of year, most of our New Year’s resolutions have been long abandoned, with our old habits remaining firmly in place. But it’s never too late to make a get-out-of-debt plan that you can actually maintain.
And how do you make a plan that sticks? Well first it helps to determine your motivation for being debt-free. To help you do that, I’ll talk about the main reasons why getting out of debt can make your life better — plus strategies to help you do so.