Term: free credit score
5 found

Millions With Credit Problems Can Now Get Free Credit Scores

By Steven Shaw on 4/23/2015

Millions of People With Credit Problems Will Now Have Access to Free Credit Scores

Millions of Americans working with nonprofit credit counselors will have free access to their FICO credit scores as part of a new agreement between FICO and the three major credit reporting agencies, Equifax, Experian and TransUnion. The Consumer Financial Protection Bureau announced the agreement in an April 21 blog post, saying that this change will allow counselors and their clients have more informative, productive conversations about how to improve clients’ credit standings.

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7 Common Credit Score Questions

By Steven Shaw on 2/11/2015

common credit score questions

One big problems with credit scores is that consumers often find them very confusing. It’s not surprising — complex algorithms spit out numbers that don’t always make sense to the person being scored, and there are more scores than a person could ever hope to keep track of. Despite their issues, credit scores are useful tools and can enable consumers to better understand and leverage their financial situation to get the things they need. To best take advantage of the information presented in your credit scores, it helps to know the answers to some of the most common questions we get about credit scores.

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3 Ways You Can Get Your Credit Score for Free

By Steven Shaw on 8/5/2014

3 Ways You Can Get Your Credit Score for Free 

Lenders and some service providers use your credit history as part of their decision to do business with you. Credit scores (numbers based on the information in your credit history) are an easy way for those people to understand how risky a borrower you are, and while credit standing isn’t the only factor in lending decisions, it’s important enough that you should pay close attention to it.

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credit scores
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Free Credit Scores: What’s the Catch?

By Steven Shaw on 5/12/2014

Free Credit Scores: What's the Catch? 

Consumers often check their credit scores for the first time when they’re about to apply for a loan or have been denied one. If you’re proactively checking your credit, it’s sometimes difficult to know where to start, because many websites and companies offer credit scores, some for purchase and others for free.

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Haunted By Bad Credit? 5 Ways to Fight Back

By Steven Shaw on 10/31/2013

bad credit

Zombie debts that just won’t die. Judgments that haunt you for years, or decades even. Tax liens that block you from buying a home or financing a car. Medical debts that seem to come at you from all sides. Student loans that follow you to the grave.

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