Term: alternative credit
12 found

Auto Lenders lower Credit Score requirements

By Steve Ely on 12/11/2012

Auto Lenders continue to lower the credit score requirements for people looking for a new or used vehicle.  If you don't have a credit score, you can use eCredable and get a loan from RoadLoans after you earn an A or B AMP Credit Rating.

"credit score"
alternative credit
auto loan
bad credit

Don’t Find Yourself Out Of Luck When Applying For An Apartment Without A Credit Score.

By Susan Cataldo on 7/2/2012

Is it difficult to rent a home or apartment without a credit score? In the eyes of at least some landlords, you betcha!

I ran across an interesting article at FinancialSamuri.com that highlights just that. http://www.financialsamurai.com/2012/07/01/landlords-need-a-credit-report-score-for-apartment/ It outlines one landlord’s criteria for deciding which applicant to rent to when he has several potential tenants. Because he is understandably concerned about finding a tenant who will always pay the rent, he relies almost exclusively on credit scores. But what happens in this situation if you don’t have a credit score? Are you just out of luck??? You don’t have to be if you pay regular bills and have an Alternative Credit Report and Alternative Credit Rating.

alternative credit
no credit score
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