Is it difficult to rent a home or apartment without a credit score? In the eyes of at least some landlords, you betcha!
I ran across an interesting article at FinancialSamuri.com that highlights just that. http://www.financialsamurai.com/2012/07/01/landlords-need-a-credit-report-score-for-apartment/ It outlines one landlord’s criteria for deciding which applicant to rent to when he has several potential tenants. Because he is understandably concerned about finding a tenant who will always pay the rent, he relies almost exclusively on credit scores. But what happens in this situation if you don’t have a credit score? Are you just out of luck??? You don’t have to be if you pay regular bills and have an Alternative Credit Report and Alternative Credit Rating.