Term: baseball
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5 Signs You’re Ready to Be a Homeowner

By Steven Shaw on 11/26/2013

5 Signs You’re Ready to Be a Homeowner

No one can tell you when you’re ready to become a homeowner. But it’s probably fair to say a lot of first-time buyers wish otherwise.

Buying a home is often one of the biggest purchases you’ll ever make. It’s also among the most infrequent. Knowing you’re prepared to buy a couch or a car is one thing. The last lot in a cul-de-sac is something else entirely.

The right time to pull the trigger is when you’re financially and emotionally prepared for the responsibility. But it’s not like the heavens part and a choir of closing agents signal the time has come.

It’s ultimately up to you to determine you’re ready. But here are a few signs and stages that might signal you’ve got a handle on homebuying.

buying a home
Home Loan
Home Owners

What Baseball Can Teach Us About Credit Scoring

By Steven Shaw on 4/2/2013

What Baseball Can Tell Us About Credit Scoring

Spring has sprung! And when I think baseball I think credit scores. Then again, after a 16-year career at FICO, there are few things that don’t make me think of credit scores.

So, before putting on our Panda hats and shelling out $9 for a beer (or are they $10 now at AT&T Park?), let’s take a minute to remind ourselves of the importance of building, rebuilding and maintaining our credit scores all season long. After all, you’d hate to have your next purchase of peanuts or Cracker Jacks denied due to a bad credit score.

credit score
credit report
managing debt