Term: budgeting
23 found

Your First Budget: How to Do It

By Steven Shaw on 7/21/2015

Your First Budget: How to Do It

Creating and following a budget can be a daunting task for anyone, especially for the first-time budgeters. To begin with, many people have a psychological aversion to record-keeping (so if you do, you’re not alone), and developing a budget can be both time-consuming and mentally taxing. There are many items that need to be included that you may have never considered. You also need to keep your budget flexible and be ready to adjust for both emergencies and opportunities.

budget
budgeting
personal finance

How to Create a Comprehensive Budget

By Steven Shaw on 6/8/2015

make a budget

You may think you have a grasp on your financial health, and maybe you do. But when it comes to budgets, it’s a good idea to review and revamp regularly. It takes some responsibility and hard work, but creating a budget that accounts for all you spending and saving habits can really pay off. So gather your financial statements and check out the steps below to make the type of plan that will help you manage your money the best way to maximize your funds.

budget
budgeting
Comprehensive Budget
personal finance

How to Overhaul Your Budget

By Steven Shaw on 6/8/2014

how to overhaul your budget 

Making a budget can seem easy — you basically decide how much of your income should be allotted to the different types of spending you do each month. The best budgets are honest and frequently re-evaluated.

budget
budgeting
personal finance

What I Wish I Had Known About Money When I Was 21

By Steven Shaw on 4/29/2014

What I Wish I Had Known About Money When I Was 21

At 21, young people have all the financial responsibilities of adults…without much experience managing them. So we asked some of your elders (via Facebook and Twitter) what they wish they’d known earlier — or the best advice they’d been given

budget
budgeting
build credit
building good credit
Savings tips

10 New Year’s Resolutions That Can Save You Money

By Steven Shaw on 12/31/2013

new year's resolutions

Whether it’s responsible money management, weight loss or a healthier lifestyle, New Year’s resolutions usually become a thing of the past by February when the holiday festivities are over, the dust has settled and life is back to normal.

However, with a little determination and consistency, resolutions can help you save $1,000 or much more.

budget
budgeting
Debt
get out of debt
personal finance

5 Ways to Find Money in Your Budget

By Steven Shaw on 11/13/2013

5 Ways to Find Money in Your Budget

If you are really serious about taking your financial situation to the next level, start by taking a good hard look at what you spend on average each month. That’s because you have more control over your spending than any other part of your financial life. No matter how much money you make, if your spending is out of line with your resources, you’ll struggle, friend.

budget
budgeting
insurance
Real Cost of Home Ownership

3 Ways to Make Budgeting Easier

By Steven Shaw on 10/24/2013

How to Get Creative With Your Budget

Would you like to save more money, but the thought of tracking your expenses makes your head spin? You’re not alone! If you’re looking for a more painless way to save money, one option is to reduce your spending by better understanding your habits and focusing on troublesome areas. You won’t need to enter every transaction into a computer program, but there is some work involved.

budget
budgeting

How to Budget for Obamacare

By Steven Shaw on 9/10/2013

budget for obamacare

Millions of uninsured Americans can start shopping on the health insurance marketplace when it opens Oct. 1, and for many of them, it will be the first time health insurance becomes a part of their monthly budgets.

Figuring out how much they’ll pay in premiums, copays, deductibles, co-insurance and out-of-pocket maximums is complicated by the fact that a lot of people don’t know what those things are. Neither do a lot of people who have insurance.

Affordable Care Act
budget
budgeting
health insurance
Obamacare

4 Credit Tips to Finish Summer Well

By Steven Shaw on 8/22/2013

credit tips

It’s nearly the end of summer. The kids will be returning to school shortly. You’ll probably be returning to work (or to a slightly different schedule at work once everyone finishes off their vacation time). You’ll say goodbye to the beachwear and the flip-flops and the sunscreen.

budget
budgeting
Credit Tips

7 Huge Mistakes Back-to-School Shoppers Make

By Steven Shaw on 8/8/2013

back to school shoppers

If you have kids in school—K through 12 or college—you don’t need anyone to remind you that back-to-school season has arrived.

Between those early-season sales and last-minute shopping, there’s plenty of potential for trouble in the realm of personal finance—all the more so if you’re buying school supplies or clothes on a tight or non-existent budget.

Back-to-School
budgeting
personal finance
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