Term: Free Credit Reports
6 found

How to Make Sense of Your Free Credit Scores

By Steven Shaw on 10/30/2015

make-sense

You’ll never be able to keep track of all your credit scores — there are just too many. They vary in how they’re calculated, the scale by which they’re measured and the information on which they’re based, leaving consumers with a pile of numbers that may not make a lot of sense. Luckily, you only need to watch one score to understand the basics.

credit score
credit scores
Free Credit Reports

How Long Does It Take to Get My Free Credit Report?

By Steven Shaw on 4/27/2015

How Long Does It Take to Get My Free Credit Report?

Q. How long should someone wait for a credit report? I mailed AnnualCreditReport.com requests for a single credit agency report for my daughter and myself, but neither of us have received a response. I do not want to send an additional request and be billed for multiple reports.

AnnualCreditReport.com
credit report
Free Credit Reports

The 5 Most Confusing Things on Your Credit Report

By Steven Shaw on 1/7/2014

credit report 

You know that you should review your credit reports. So you do. But when you do, you find yourself confused, wondering if it was worth it.

It definitely is.

Here are five things about credit reports consumers often find confusing, and how to find some clarity.

credit report
credit report inquiries
free credit reports
credit 101
Credit Report Errors
Free Credit Reports

I Want My Free Credit Reports

By Steven Shaw on 10/23/2013

free credit reports

Do you  wish you could see your credit reports? You’re in luck! Under federal law, you can get free credit reports from national consumer reporting agencies once a year. The major credit reporting agencies that must provide these reports are Equifax, Experian and TransUnion. In some cases, you can get more than one copy a year. And you can also get reports from agencies you probably haven’t heard of. We’ll tell you about those in a moment.

credit report
credit reports
Free Credit Reports
major credit reporting agencies

My Credit Is a Mystery. Where Do I Start?

By Steven Shaw on 8/28/2013

credit is a mystery

There’s no denying the fact that credit has become a fundamental part of our financial lives. It influences how much we pay in interest on auto loans, mortgages, student loans and credit cards. It also influences our insurance premiums, deposits on utilities and rent, and in some cases, it can even impact our ability to get a job.

credit report
credit scores
Credit Scores vs. Credit Reports
Free Credit Reports

How to Get the Most Out of Free Credit Reports

By Steven Shaw on 6/26/2013

free credit reports

You’ve heard the advice countless times: check your free credit reports each year at AnnualCreditReport.com. You may have also heard the advice commonly suggested by financial advisers to stagger your requests for these reports so that you get one every four months; for example, request your free report from Equifax the first month, Experian four months later, and TransUnion four months after that. The next year, you can start it all over again.

AnnualCreditReport.com
credit report
Free Credit Reports