Term: AnnualCreditReport.com
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The Millennial Mindset That’s Setting Them Up for Financial Success

By Steven Shaw on 7/9/2015

The Millennial Mindset That's Setting Them Up for Financial Success

Millennials are big on communication and DIY projects. While some say they are self-centered, or even self-obsessed, others point to their tendency for group-think and communitarian leanings. They believe more in the power of their network of friends than in institutions.

Annual Credit Report
AnnualCreditReport.com
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Free Annual Credit Report
millennials
personal finance

How Long Does It Take to Get My Free Credit Report?

By Steven Shaw on 4/27/2015

How Long Does It Take to Get My Free Credit Report?

Q. How long should someone wait for a credit report? I mailed AnnualCreditReport.com requests for a single credit agency report for my daughter and myself, but neither of us have received a response. I do not want to send an additional request and be billed for multiple reports.

AnnualCreditReport.com
credit report
Free Credit Reports

When’s the Right Time to Pull My Credit Reports?

By Steven Shaw on 3/19/2015

pull my credit report

A close friend recently asked me for advice about reviewing her credit reports and credit scores. A few years ago, when she got a mortgage, her scores were very good — in the 800s — but she has since had a run-in with a department store card that she fears may have had a negative impact on her credit. So it’s smart for her to find out what’s going on.

AnnualCreditReport.com
credit 101
credit report

Add a Credit Check to Your New Year To-Do List

By Steven Shaw on 1/12/2015

Add a Credit Check to Your New Year To-Do List

If you’re like me and you spend the beginning of the year setting up all those appointments and updating lists of tasks that have to be done on an annual basis (like checkups, turning the mattress and replacing the batteries in smoke detectors), I have another item to add to your list: a credit checkup.

The start of a new year is a great time to check your credit reports and set yourself up for a worry-free year of healthy credit, or to set up a plan to reach specific credit goals. Follow the steps below to perform your annual credit checkup. (I promise it won’t be as uncomfortable as your dental exam!)

AnnualCreditReport.com
Credit Check
credit reports

How to Get the Most Out of Free Credit Reports

By Steven Shaw on 6/26/2013

free credit reports

You’ve heard the advice countless times: check your free credit reports each year at AnnualCreditReport.com. You may have also heard the advice commonly suggested by financial advisers to stagger your requests for these reports so that you get one every four months; for example, request your free report from Equifax the first month, Experian four months later, and TransUnion four months after that. The next year, you can start it all over again.

AnnualCreditReport.com
credit report
Free Credit Reports