Term: buying a home
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5 Signs You’re Ready to Be a Homeowner

By Steven Shaw on 11/26/2013

5 Signs You’re Ready to Be a Homeowner

No one can tell you when you’re ready to become a homeowner. But it’s probably fair to say a lot of first-time buyers wish otherwise.

Buying a home is often one of the biggest purchases you’ll ever make. It’s also among the most infrequent. Knowing you’re prepared to buy a couch or a car is one thing. The last lot in a cul-de-sac is something else entirely.

The right time to pull the trigger is when you’re financially and emotionally prepared for the responsibility. But it’s not like the heavens part and a choir of closing agents signal the time has come.

It’s ultimately up to you to determine you’re ready. But here are a few signs and stages that might signal you’ve got a handle on homebuying.

buying a home
Home Loan
Home Owners

Is There a Best Time to Buy a Home?

By Steven Shaw on 11/14/2013

Is There a Best Time to Get a Home Loan?

Timing is critical when it comes to buying a home.

There are myriad sites, seminars and real estate sages out there offering the inside scoop on how to land the best deal. You could spend hours combing through articles and talking to experts. Or you could save yourself a lot of time and trouble and just look out the nearest window.

Best Time to Buy a Home
buying a home

The Little-Known Way to Cut Your Mortgage Payment

By Steven Shaw on 7/16/2013

cut your mortgage payment

For consumers purchasing or refinancing a home with less than 20% equity or 20% down, there’s a little-known fee that will apply to the total mortgage payment, effectively inflating the monthly outlay.

buying a home
loan to value
mortgage insurance