Term: Credit Card
33 found

Help! I Think Someone Opened a Credit Card in My Name

By Steven Shaw on 5/18/2016

Maybe it’s a sudden influx of subprime credit card offers in your mailbox. Or a bill from an issuer you don’t recognize. Or, even, a debt collection notice regarding a charged-off account you never opened.

Whatever telltale sign emerges, you now have reason to believe a credit card has been taken out in your name. While it can be hard to quell your panic, there are some steps you can take to remedy the situation and prevent further identity theft from taking place.

Here’s how to address a fraudulent credit card account.

Credit Card
identity fraud
identity protection
identity theft

What’s the Difference Between a Charge Card and a Credit Card?

By Steven Shaw on 3/10/2016

What's the Difference Between a Charge Card and a Credit Card?

Have you ever noticed that some cards offered by major banks are not actually credit cards, but are in fact charge cards? These products look just like credit cards, and are in many ways similar, but there some important differences.

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Charge C
charge card
Credit Card

The Best Investment You Have: Your Credit

By Steven Shaw on 3/2/2016

  

When it comes to investments, there is no end to the commentary about the best ways to do it. Often there is substantial risk. But that isn’t always the case. In fact, there’s one portfolio that could be the deciding factor on whether you go on that family vacation, buy a new car or retire early — and it requires no capital at all.

Credit Card
improve credit score
improve your credit

Why Your Credit Score Is Even More Important in 2016

By Steven Shaw on 1/11/2016

credit score important

You may already know that your credit scores are very important — primarily because lenders will use a credit score to determine whether or not they’ll lend you money via an auto loan, credit card or mortgage, and how much interest they’ll charge on what you borrow.

Should I Get a New Credit Card in 2016?

By Steven Shaw on 1/8/2016

get a new credit card

We often think of credit cards as a way to wind up in debt, but, if managed correctly, those little pieces of plastic can be powerful payment methods. Rewards credit cards, for instance, allow you to earn points, miles or cash back on purchases, while balance transfer credit cards can help consumers with big balances save on interest. Credit cards also tend to offer better fraud protection and other benefits than debit cards.

How to Score a Lower Credit Card Interest Rate

By Steven Shaw on 1/5/2016

lower credit card interest rate

The Federal Reserve raised interest rates for the first-time in nearly seven years this December, citing improvements in the economy. That means anyone with a variable-rate credit card might see their annual percentage rate go up. But you don’t have to weather the storm: Depending on your spending habits and financial health, there may be ways to score a lower APR in 2016. Here’s how.

How Many Credit Cards Does the Average American Have?

By Steven Shaw on 1/4/2016

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The average American has more than one bank-issued credit card, and that number is on the rise. According to June 2015 data from Experian, consumers each held an average of 2.09 cards in 2013, 2.18 cards in 2014, and 2.24 cards in 2015.

I Have So-So Credit. What Are My Credit Card Options?

By Steven Shaw on 12/21/2015

student credit card

Some people are lucky enough to stroll through life with excellent credit, while others are stuck trying to rebuild their poor credit. While these two groups enjoy plenty of credit cards designed for their needs, those whose credit falls somewhere in between are often left wondering about options. Fortunately, there are plenty of excellent credit cards for those with fair credit.

Credit Card
credit cards