Term: budget
12 found

Your First Budget: How to Do It

By Steven Shaw on 7/21/2015

Your First Budget: How to Do It

Creating and following a budget can be a daunting task for anyone, especially for the first-time budgeters. To begin with, many people have a psychological aversion to record-keeping (so if you do, you’re not alone), and developing a budget can be both time-consuming and mentally taxing. There are many items that need to be included that you may have never considered. You also need to keep your budget flexible and be ready to adjust for both emergencies and opportunities.

budget
budgeting
personal finance

How to Create a Comprehensive Budget

By Steven Shaw on 6/8/2015

make a budget

You may think you have a grasp on your financial health, and maybe you do. But when it comes to budgets, it’s a good idea to review and revamp regularly. It takes some responsibility and hard work, but creating a budget that accounts for all you spending and saving habits can really pay off. So gather your financial statements and check out the steps below to make the type of plan that will help you manage your money the best way to maximize your funds.

budget
budgeting
Comprehensive Budget
personal finance

How to Overhaul Your Budget

By Steven Shaw on 6/8/2014

how to overhaul your budget 

Making a budget can seem easy — you basically decide how much of your income should be allotted to the different types of spending you do each month. The best budgets are honest and frequently re-evaluated.

budget
budgeting
personal finance

What I Wish I Had Known About Money When I Was 21

By Steven Shaw on 4/29/2014

What I Wish I Had Known About Money When I Was 21

At 21, young people have all the financial responsibilities of adults…without much experience managing them. So we asked some of your elders (via Facebook and Twitter) what they wish they’d known earlier — or the best advice they’d been given

budget
budgeting
build credit
building good credit
Savings tips

How to Build Credit & Save at the Same Time

By Steven Shaw on 1/27/2014

How to Rebuild Credit and Save at the Same Time 

Personal finance is full of decisions: Rent or buy? Roth or traditional IRA? Save or build credit?

But these aren’t all either-or scenarios. In fact, having good credit and well-managed savings go hand-in-hand.

budget
build credit
Good credit scores
high-yield savings account
Pay Bills On Time
personal finance
Supplement Your Income

7 Tips to Get Your New Year’s Money Resolution Started Off Right

By Steven Shaw on 1/2/2014

7 Tips to Get Your New Year’s Money Resolution Started Off Right

So 2014 is the year of the great financial leap forward, eh? You are finally going to get your finances on track. Bravo, you Fiscal Warrior! But like many a New Year’s resolution about diets, exercise or de-cluttering, the  seeming enormity of the task always becomes one of the big reasons that we end up breaking our promise by February.

It doesn’t have to be that way. Many of us spend more time watching TV shows we don’t even like than we would need to fix our finances. Just follow these seven easy tips and not only will you be on the road to financial stability, you’ll also realize how easy it is to stay on course.

budget
Credit Profile
Debt
personal finance
Saving
Taxes
What Your Debt is Really Costing

10 New Year’s Resolutions That Can Save You Money

By Steven Shaw on 12/31/2013

new year's resolutions

Whether it’s responsible money management, weight loss or a healthier lifestyle, New Year’s resolutions usually become a thing of the past by February when the holiday festivities are over, the dust has settled and life is back to normal.

However, with a little determination and consistency, resolutions can help you save $1,000 or much more.

budget
budgeting
Debt
get out of debt
personal finance

5 Ways to Find Money in Your Budget

By Steven Shaw on 11/13/2013

5 Ways to Find Money in Your Budget

If you are really serious about taking your financial situation to the next level, start by taking a good hard look at what you spend on average each month. That’s because you have more control over your spending than any other part of your financial life. No matter how much money you make, if your spending is out of line with your resources, you’ll struggle, friend.

budget
budgeting
insurance
Real Cost of Home Ownership

How to Stagger Your Bills

By Steven Shaw on 11/4/2013

How to Stagger Your Bills

Each month, most of us have a plethora of bills to pay. Depending on your income and how often you get paid, it can be a huge loss for you to make all of your payments around the same time every month.

In order to prevent this from happening, there’s a strategy you can implement to make your pay schedule work for you: by changing your billing due dates.

Bill Pay
budget
Organize Your Bills
Pay Bills

3 Ways to Make Budgeting Easier

By Steven Shaw on 10/24/2013

How to Get Creative With Your Budget

Would you like to save more money, but the thought of tracking your expenses makes your head spin? You’re not alone! If you’re looking for a more painless way to save money, one option is to reduce your spending by better understanding your habits and focusing on troublesome areas. You won’t need to enter every transaction into a computer program, but there is some work involved.

budget
budgeting