Term: college tuition
6 found

How Much Student Loan Debt Is Too Much? Here’s a Formula to Figure it Out

By Steven Shaw on 5/6/2016

math_formula

Much has been made of the student loan problem. While you’d be hard pressed to find disagreement that it’s an issue, there is plenty of disagreement about how bad things really are. On the one hand, it’s easy to find stories chronicling massive default rates (12%), oppressive $800-a-month loan payments and the big one: total outstanding student loan debt now dwarfs total credit card debt.

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Student Loan
Student loan debt
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What Happens If I Ignore My Student Loans?

By Steven Shaw on 6/5/2014

student loan repayment 

By some estimates, nearly one in three student loan borrowers in repayment are behind on their payments. Some of those borrowers may be paying as much as they can, when they can, but others may feel their debt is hopeless and are taking the ostrich approach instead.

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college students
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student loan repayment
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The Hard & Easy Ways to Pay for College

By Steve Ely on 2/27/2014

 I started saving for my sons college funds a long time ago using 529 plans.  Hard to beat the tax advantages!

college savings

 

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college students
college tuition

5 Things You Should Never Put on a Credit Card

By Steven Shaw on 3/26/2013

5 Things You Should Never Put on a Credit Card

Credit cards are powerful financial instruments, but cardholders must use them carefully to avoid becoming trapped in a cycle of debt. At the same time, it can be difficult for cardholders to contemplate a huge expense knowing that a bank has already extended them sufficient credit to just charge it.

Yet a credit card is often the worst means of finance. Credit card debt is unsecured and typically carries a higher interest rate than a car or home loan. And unlike a home mortgage or student loan, credit card debt is never tax deductible.

Of all the things that be financed with a credit card, here are the five worst:

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Parents to college kids: Live at home, get a job

By Steve Ely on 8/29/2012

Student debt has really been in the news a lot lately.  Some suggest that student debt will surpass all over form of personal debt this year.

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college tuition
student debt
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Don’t let a Student Loan Ruin Your Credit!

By Susan Cataldo on 5/14/2012
With the cost of college tuition increasing at over 4 times the rate of cost-of-living inflation, the questions surrounding how students will pay for their education are increasing as well. It is not unusual for young adults to graduate college burdened with tens of thousands of dollars in student loan debt, occasionally even into six figures.  There is a lot of conversation surrounding student loans, and even a lot of creative solutions. 
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