Term: credit cards
49 found

7 Signs You’re Ready for an Annual Fee Credit Card

By Steven Shaw on 4/20/2016
debit cards build credit

 

Some people simply prefer credit cards with no annual fee. Perhaps they don’t feel the additional value they would receive justifies paying an annual fee, or perhaps they just don’t want to pay to use a credit card on principle. Whether you’re one of these people or you’re simply taking an interest in a new kind of credit card, getting a credit card with an annual fee is a big decision.

Here are seven signs that it might be time for you to make the leap.

credit cards
no annual fee

Wells Fargo’s New Rewards Program: What You Need to Know

By Steven Shaw on 3/25/2016

Credit Cards

Wells Fargo’s New Rewards Program: What You Need to Know

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credit cards

Can I Use My Debit Card to Get a Credit Card?

By Steven Shaw on 2/17/2016

Don’t be fooled by your debit card’s appearance. It may look and even swipe (or dip) like a credit card, but your debit card isn’t helping you build credit. As such, you’re not necessarily going to be able to score an actual credit card just by using yours responsibly.

credit cards

What Does It Really Mean to Be Pre-Approved for a Credit Card?

By Steven Shaw on 1/29/2016

credit_card_offer

Have you ever received a message from a credit card issuer congratulating you on being pre-approved for a credit card? If so, don’t pat yourself on the back just yet. Being pre-approved might not means what you think it does.

credit cards
Pre-Approved

I Have So-So Credit. What Are My Credit Card Options?

By Steven Shaw on 12/21/2015

student credit card

Some people are lucky enough to stroll through life with excellent credit, while others are stuck trying to rebuild their poor credit. While these two groups enjoy plenty of credit cards designed for their needs, those whose credit falls somewhere in between are often left wondering about options. Fortunately, there are plenty of excellent credit cards for those with fair credit.

Credit Card
credit cards

I Improved My Credit Score. Can I Get a Better Credit Card Now?

By Steven Shaw on 12/16/2015

better credit card

Have you worked hard to pay your bills on time and reduce your debt in order to improve your credit history? If so, it might be time to see if your hard work’s paid off by trying to get a better credit card. Here’s how you can leverage your improved credit score to get a credit card with better rates, rewards and benefits.

Credit Card
credit cards

Help! I Was Rejected for a Secured Credit Card

By Steven Shaw on 11/4/2015

denied_credit_card

Having to apply for a secured credit card because you have too little credit experience or too low of a credit score to qualify for a regular, unsecured one can be disappointing. But getting a thin envelope with a rejection — and no card — is even worse. What can you do if an issuer won’t give you a credit card, even when you’re willing to put the full amount of your credit limit on deposit with them? (And why would they even do that?)

apply for a secured credit card
credit cards
Secured Credit Card

5 Ways Your Credit Cards Can Make the Holidays a Lot Less Stressful

By Steven Shaw on 10/27/2015
credit cards holidaysIt’s almost Halloween, which means it’s nearly Thanksgiving, which means it’s about to be holiday shopping season — and that probably means you’re about to need a little more room in your budget.
credit cards

Most Students Think Debit Cards Build Credit (They’re Wrong)

By Steven Shaw on 9/1/2015

debit cards build credit

Sure, debit cards look almost identical to credit cards, but they’re very different. Among the biggest differences between these products is one of the most important: Debit cards do not have an effect on your credit score.

build credit
credit cards
Debit Card

5 Credit Cards You Can Get After Bankruptcy

By Steven Shaw on 6/1/2015

5 Credit Cards You Can Get After Bankruptcy

There is nothing fun about declaring bankruptcy, but those who emerge from it can be thankful for the opportunity to rebuild their finances without the burden of debt. And while one of the quickest ways to rebuild your credit is with a credit card, there are few cards that you can get soon after bankruptcy.

Bankruptcy
credit cards
Secured Credit Card
Secured credit cards