Term: secured card
7 found

How to Graduate From a Secured Credit Card

By Steven Shaw on 5/26/2015

How to Graduate From a Secured Credit Card

When you have bad credit, it can feel like no one will give you a loan, even though you can’t rebuild your credit history without one. Secured credit cards can offer a way out of this conundrum because issuers typically approve nearly all applicants for these kind of cards, regardless of credit history.

credit cards
secured card
Secured credit cards

Secured Card vs. Prepaid Card: Which is Better If You Have Bad Credit?

By Steven Shaw on 5/5/2015

Secured Card vs. Prepaid Card: Which is Better If You Have Bad Credit?

If you have bad credit, finding a credit card can be tough. But not having one can be inconvenient, especially if you travel or shop online. That’s where cards for bad credit come in. They are easier to get than traditional cards, and may provide some of the benefits. The cards in this category fall into two camps: prepaid cards (which are actually debit cards) and secured cards. 

prepaid card
prepaid cards
secured card
Secured Credit Card

5 Credit Cards to Help You Build Credit

By Steven Shaw on 3/9/2015

credit cards to help you build credit

Do you need to build your credit? Perhaps you are a young adult who has never had a credit card, or maybe you are a new arrival to the U.S. without a credit history here. Others may need to build credit after having gone decades without applying for any type of loan.

build credit
credit cards
secured card
Secured Credit Card

How Fast Can a Secured Credit Card Improve My Credit?

By Steven Shaw on 2/24/2015

How Fast Can a Secured Credit Card Improve My Credit?

If you’re trying to build credit for the first time or improve a credit score damaged by past financial problems, you may have heard advice about using a secured credit card. Using a secured card can be an effective way to establish a positive credit history, but it’s not a one-size-fits-all strategy. For some consumers, using a secured card can help their credit within as little as six months of opening the account — for others, notable improvement can take much longer.

build credit
building good credit
credit score
secured card
Secured Credit Card

The Best Secured Credit Cards in America

By Steven Shaw on 7/22/2014

The Best Secured Credit Cards in America 

In America, we believe that everyone deserves a second chance. If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern of poor decisions, there is always a way for your to re-establish your credit.

Best Secured Credit Cards
secured card
Secured Credit Card

I’m Debt-Free, So Why Did My Credit Score Drop?

By Steven Shaw on 5/20/2014

debt-free 

Getting out of debt is a good thing, so why do some consumers see their credit scores decline after paying it off? There’s a common misconception that you must be in debt to have good credit, but that’s not the case. You do, however, have to use credit to earn a good credit score, and it’s sometimes difficult to see the difference.

authorized user
credit cards
credit score
Debt-Free
secured card

How to Pick a Credit Card When You Have Few Options

By Steven Shaw on 11/18/2013

how to pick a credit card

There are all sorts of reasons that people find themselves ineligible for a credit card.

Some lack a credit history simply because they have never applied for a loan or put any bills in their name. Also, recent immigrants will find that their credit reports are blank slates, almost as if they had not existed before coming to this country.

Credit Card
Credit History
reloadable prepaid debit cards
secured card