Dealing with tax problems is stressful enough. But it can be downright maddening to discover that your credit has been damaged over a tax bill you had nothing to do with. A Credit.com blog reader asked:
My wife’s credit report shows a tax lien from my taxes from before we were married. Is that legal?
Probably not, says Dan Pilla, the founder of TaxHelpOnline.com. In most cases, if the tax lien was filed against the husband, not the wife, then his wife’s “credit report should not show the lien,” he says. If they live in a community property state, though, the answer may be different. More on that in a moment.