Term: Inquiries
3 found

The Most Misunderstood Part of Your Credit Report

By Steven Shaw on 9/2/2014

credit report

If you’ve checked your credit reports or reviewed your credit scores recently, you probably noticed the section of your credit report called “inquiries,” which lists the names of companies that have reviewed your report recently.

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Inquiries
Inquiry

The Most Common Credit Misconceptions

By Steven Shaw on 5/21/2014

The Most Common Credit Myths 

Most of us aren’t clueless about credit scores, but we may be making costly mistakes. A recent annual survey by Consumer Federation of America and VantageScore Solutions about consumer credit knowledge found that a “large majority of Americans know a great deal about credit scores.”

But it also identified some common misconceptions about credit that often trip people up. Here are three of them.

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Good Credit
Inquiries

What Your Credit Reports Won’t Tell You

By Steven Shaw on 4/24/2014

What Your Credit Reports Won't Tell You 

A credit report is a pretty simple concept: It’s a report on your past use of credit and loans. That part is generally pretty easy for people to grasp. It’s some of the other stuff on the report — and the stuff that’s not on the report — that confuses some and leads to misunderstanding the credit report’s purpose.

credit report inquiries
credit utilization rate
Credit Inquiries
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Inquiries
Reasons for Inquiries