Term: collections
5 found

Can a Bill I Never Received Wreck My Homebuying Chances?

By Steven Shaw on 7/2/2015

Can a Bill I Never Received Wreck My Homebuying Chances?

Imagine getting ready to deploy halfway around the world. You want to be absolutely certain that nothing goes financially haywire while you are away, and so you make sure you take care of business before you go. Your cellphone’s not going to work in Iraq, so you put that account on hold.

Bills
collections
Debt
Home Loan
Homebuying

Why Kicking Debt Collectors Off of Your Credit Report Just Got Easier

By Steven Shaw on 6/2/2015

Why Kicking Debt Collectors Off of Your Credit Report Just Got Easier

Deborah is trying to clean up her credit so she can purchase a home. But it’s not proving easy. In particular, three collection accounts are causing major headaches. “One has listed a collections agency no longer in service, One collection agency will not return my calls. (left messages) and one has false info on it,” she writes on the Credit.com blog.

collection accounts
collections
credit report
Debt Collectors

5 Everyday Things That Hurt Your Credit

By Steven Shaw on 10/14/2014
5 Everyday Things That Hurt Your Credit | Credit.com

Here’s one of the tricky things about credit scores: They’re about more than credit. Sure, it’s extremely important to make loan payments on time and use credit cards responsibly, but there are plenty of non-credit things that can do serious damage to your scores, potentially making it more difficult to get loans at an affordable rate in the future.

collections
credit
credit score

5 Everyday Things That Hurt Your Credit

By Steven Shaw on 10/14/2014
5 Everyday Things That Hurt Your Credit | Credit.com

Here’s one of the tricky things about credit scores: They’re about more than credit. Sure, it’s extremely important to make loan payments on time and use credit cards responsibly, but there are plenty of non-credit things that can do serious damage to your scores, potentially making it more difficult to get loans at an affordable rate in the future.

collections
credit
credit score

Are You Accidentally Hurting Your Credit?

By Steven Shaw on 5/27/2014

hurting your credit 

If you are aiming for a high credit score, you may find the task overwhelming. What will work? And what won’t? A recent survey by Credit.com found that there are a few things consumers are doing to improve their credit that won’t work — and a few that will.

collection accounts
collections
credit
improve your credit