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How Not Driving Can Hurt Millennials’ Credit Scores

By Steven Shaw on 6/25/2013

driving millennial credit score

Kali Geldis hasn’t had a car since college, when she drove a car her parents paid for. After graduation, she moved to New York City, where owning a car would just be an additional — and unnecessary — expense. She’s part of a larger trend among young people who are not driving, or when they do, are driving less. As a result they may be missing out on an opportunity to help build strong credit scores.

build credit
buy a car
Car Loan
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eCredable included in roundup of The Biggest Credit Stories of 2012

By Steve Ely on 12/21/2012

Thanks to Gerri Detweiler for noticing the importance of eCredable, and our ability to help consumers without a traditional credit history get a car loan.  Here's some other great credit related stories for 2012.

alternative credit
alternative credit reports
alternative data
car loans
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Don’t Find Yourself Out Of Luck When Applying For An Apartment Without A Credit Score.

By Susan Cataldo on 7/2/2012

Is it difficult to rent a home or apartment without a credit score? In the eyes of at least some landlords, you betcha!

I ran across an interesting article at FinancialSamuri.com that highlights just that. http://www.financialsamurai.com/2012/07/01/landlords-need-a-credit-report-score-for-apartment/ It outlines one landlord’s criteria for deciding which applicant to rent to when he has several potential tenants. Because he is understandably concerned about finding a tenant who will always pay the rent, he relies almost exclusively on credit scores. But what happens in this situation if you don’t have a credit score? Are you just out of luck??? You don’t have to be if you pay regular bills and have an Alternative Credit Report and Alternative Credit Rating.

alternative credit
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