Term: Credit Check
6 found

I Paid for a Landlord Credit Check. Don’t I Get to See It?

By Steven Shaw on 7/16/2015

I Paid for a Landlord Credit Check — Do I Have a Right to See the Report?

When you apply to rent a home or apartment, it’s not unusual for the owner or manager to require a credit check — and to charge a fee to recover the cost of purchasing it.

credit score
Credit Check
credit report
Rent
Rent Apartment

6 Mistakes You Make When You Check Your Credit

By Steven Shaw on 6/5/2015

6 Mistakes You Make When You Check Your Credit

You may know that if you apply for a credit card, loan, a place to live or perhaps a job, there will be a credit check. But do you know what someone reviewing your credit will find? You can have at least an idea of the answer if you check your own credit first. Doing so won’t affect your credit scores, so that’s not a worry. Still, there are some common mistakes consumers make when they check their credit.

credit 101
Credit Check
credit report
credit score

Do All Credit Checks Hurt My Credit?

By Steven Shaw on 3/20/2015

Do All Credit Checks Hurt My Credit?

If you check your credit scores regularly — and experts recommend you do — it can be a little scary to hear that credit inquiries can damage your credit. That’s a little like telling someone who is trying to improve their physical health that stepping up on the scale carries health risks. (And that’s not just because you might have a heart attack if you see that number.) There’s information that could be useful, but the consequences make you wonder if it’s worth it.

credit score
Credit Check
hard inquiries
soft inquiry

Add a Credit Check to Your New Year To-Do List

By Steven Shaw on 1/12/2015

Add a Credit Check to Your New Year To-Do List

If you’re like me and you spend the beginning of the year setting up all those appointments and updating lists of tasks that have to be done on an annual basis (like checkups, turning the mattress and replacing the batteries in smoke detectors), I have another item to add to your list: a credit checkup.

The start of a new year is a great time to check your credit reports and set yourself up for a worry-free year of healthy credit, or to set up a plan to reach specific credit goals. Follow the steps below to perform your annual credit checkup. (I promise it won’t be as uncomfortable as your dental exam!)

AnnualCreditReport.com
Credit Check
credit reports

What Happens When a Landlord Checks Your Credit

By Steven Shaw on 9/18/2014

checks your credit

You’ve found the perfect place to rent and now — gulp! — the property manager tells you all you need to do is fill out an application so she can run a credit check. Whether you’ve got great credit, bad credit, or no credit, it probably makes you a little uneasy: Will there be a problem?

In this guide, you’ll learn all about landlord credit checks, how to prepare yourself for one, and options if your credit isn’t stellar.

 

Credit Check
credit report
Landlord
property manager
Renting

What Happens When a Landlord Checks Your Credit

By Steven Shaw on 8/25/2014

checks your credit

You’ve found the perfect place to rent and now – gulp! – the property manager tells you all you need to do is fill out an application so she can run a credit check. Whether you’ve got great credit, bad credit, or no credit, it probably makes you a little uneasy: Will there be a problem?

Credit Check
Landlord
Property Management