Do you look forward to tax time? For some, it’s exciting because you know you’ll get a refund. It’s found money, like that $20 bill you find in the pocket of a coat you haven’t worn in a long time. But what to do with found money? Usually our thoughts go to all the cool ways we could spend the money; but I suggest using it to help further your financial goals. Yes, I love impulse buys now and then, too, but I’m your credit coach — of course I’m going to suggest using your tax refund to further your goals of improving your credit. So step away from the checkout counter for a minute and consider these options.