Term: Credit Inquiries
3 found

What Your Credit Reports Won’t Tell You

By Steven Shaw on 4/24/2014

What Your Credit Reports Won't Tell You 

A credit report is a pretty simple concept: It’s a report on your past use of credit and loans. That part is generally pretty easy for people to grasp. It’s some of the other stuff on the report — and the stuff that’s not on the report — that confuses some and leads to misunderstanding the credit report’s purpose.

credit report inquiries
credit utilization rate
Credit Inquiries
credit report
credit reports
credit score
credit scores
Inquiries
Reasons for Inquiries

5 Mistakes New Cardholders Make

By Steven Shaw on 12/17/2012

5 Mistakes New Cardholders Make

Your brand new credit card arrives in the mail all shiny, just waiting for you to take it shopping. Before you break it in, though, watch out for these five mistakes new cardholders often make:

Retail Store Credit Card
"credit score"
cosigner
credit
credit cards
Credit Inquiries
credit rewards program
credit scores

A Credit Insider’s Tips for Smart Holiday Spending

By Steven Shaw on 12/5/2012

A Credit Insider's Tips for Smart Holiday Spending

The holiday shopping season is now in full swing. Malls and other retail outlets have their decorations up and holiday music playing, enticing us all to shop for our friends and family. And as inevitable as hearing “Frosty the Snowman” is the chorus of checkout clerks asking shoppers if they’d like to open store credit cards to get a discount on their holiday hauls. Sometimes the savings are quite enticing, and depending on personal financial circumstances, they can be a good option. However, there are some issues to consider before signing on the dotted line.

To help you avoid a possible post-holiday shopping blunder, we’ve compiled some tips to help you make the right credit decisions this holiday season:

Closing Credit Card Account
Pay Off Debts
Retail Store Credit Card
"credit score"
credit
credit cards
Credit Inquiries