Term: apply for a secured credit card
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Help! I Was Rejected for a Secured Credit Card

By Steven Shaw on 11/4/2015

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Having to apply for a secured credit card because you have too little credit experience or too low of a credit score to qualify for a regular, unsecured one can be disappointing. But getting a thin envelope with a rejection — and no card — is even worse. What can you do if an issuer won’t give you a credit card, even when you’re willing to put the full amount of your credit limit on deposit with them? (And why would they even do that?)

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