Term: Pay Off Debts
12 found

Who Will Be Debt-Free in 2014?

By Steven Shaw on 1/10/2014

Survey: Will You Be Debt-Free in 2014? 

Is 2014 the year you plan to start tackling your credit card debt? If so, you’re not alone. Most Americans with credit card debt are serious about paying it off, and most plan to tackle it in 2014, according to a new survey by Credit.com – Americans and Credit Card Debt.

The 2014 Americans and Credit Card debt survey was conducted among 2,223 adults online Jan. 1-9 on behalf of Credit.com.

Pay Off Debts
Credit Card Debt Consolidation
Debt-Free
Getting Out of Debt
managing debt

4 Tools That Can Help You Get Out of Credit Card Debt

By Steven Shaw on 11/1/2013

Tools That Can Help You Get Out Of Credit Card Debt

If you are having trouble paying off credit card debt, you need help. Paying off a large balance can be one of the most difficult challenges in personal finance, but there are some resources and strategies that can help you. Here are a few of the tools out there that make the task of paying off your debt a little easier.

managing debt
Pay Off Debts
Balance Transfer Credit Cards
Credit Card Debt
Credit Card Repayment Calculators
Debt
Debt-Free
get out of debt
Interest-Free Financing Offers
Low-Interest Credit Cards

5 Habits That Can Wreck Your Credit

By Steven Shaw on 9/17/2013

habits that can wreck your credit

Have you ever driven home from work and then not remembered a thing about your drive? Have you ever stepped on the scale and wondered how those extra pounds appeared?

Blame it on habits. Habits are those activities we do unconsciously because we’ve done them so many times before. We’re not even fully aware when we’re doing them, and then the results tend to pile up unseen.

Of course, credit is one of those things that can suffer from bad habits. So let’s take a look at five bad habits that can wreck your credit:

Pay Off Debts
"pay off balance"
credit score
Pay Bills

Women Flexing their Financial Muscles

By Steven Shaw on 8/30/2013

The age-old battle of the sexes certainly holds its own stereotypes: men are action-oriented, women crave deep discussion; he tends to score higher on math tests, while she excels at language-based tasks. But when it comes to money and credit management should men still be the de-facto household CFO as in the past? Perhaps not, according to new research from Experian, which suggests that old stereotypes that applaud men as good money managers may no longer hold their weight.

Experian’s Great Credit Divide Gender Trends Study revealed female superiority in money management, with women leading men in credit health and debt management despite lower average salaries.

How do we stack up against one another? Read on to find out.

credit score
managing debt
Pay Off Debts
Credit Card Debt
Debt
Debt Utilization Ratio

How does paying off a loan affect your credit score?

By Steve Ely on 2/20/2013

Paying off loans is great for reducing your financial burden, and getting out of debt.  But it's not so good for your credit score.

Pay Off Debts
credit scores
get out of debt

Here’s Why You Need to Get Debt-Free

By Steven Shaw on 2/15/2013

Inspiration to Get Out of Debt

By this time of year, most of our New Year’s resolutions have been long abandoned, with our old habits remaining firmly in place. But it’s never too late to make a get-out-of-debt plan that you can actually maintain.

And how do you make a plan that sticks? Well first it helps to determine your motivation for being debt-free. To help you do that, I’ll talk about the main reasons why getting out of debt can make your life better — plus strategies to help you do so.

Pay Off Debts
Debt
get out of debt
student debt

CFPB Shifts Focus to Student Money Issues

By Steven Shaw on 2/8/2013

CFPB

As part of its ongoing effort to better protect consumers of all ages from potentially unfair or misleading accounts that can land them in money trouble, one federal watchdog is now collecting data related to financial products specifically for young adults.

The Consumer Financial Protection Bureau recently began asking college students to provide it with information related to the kinds of bank accounts and credit cards that are specifically targeted for their age group, in an effort to better understand the kinds of financial decisions and situations young adults face in their everyday lives, according to a report from the agency. While there have been many regulations put into place to better protect younger consumers who might be getting their first taste of financial independence in particular, the agency feels it needs to examine just how these accounts are working under the new regulatory microscope.

Pay Off Debts
CFPB
college students
Consumer Financial Protection Bureau
student credit cards

Are consumers returning to their bad habits of taking on too much debt?

By Steve Ely on 1/17/2013

"Those who do not remember the past are condemned to repeat it."

We all know what happened to the economy and our own personal lives when we over-extended ourselves.  This new report suggests we're returning to our old ways - let's be careful!

Pay Off Debts
credit cards
FICO

Will a Debt Consolidation loan help your credit?

By Steve Ely on 1/16/2013

It depends.  Read on to learn more . . .

Pay Off Debts
cancel "credit cards"
credit

4 Ways to Avoid the Holiday Credit Hangover

By Steven Shaw on 1/3/2013

The past couple of weeks have been filled with holiday parties and eggnog and turkey and gifts and good cheer. If you are like most people, you might have reached for an extra serving of turkey or grabbed an extra cookie when no one was looking. But now that the indulgence is over, something else is about to strike: the holiday credit hangover.

Pay Off Debts
Retail Store Credit Card
"credit score"
budgeting
credit
Credit Card Debt
credit cards
Debt
Extra Money