Term: Pay Off Debts
12 found

Should You Take on a Part-Time Holiday Job?

By Steven Shaw on 12/7/2012

Should You Take on a Part-Time Holiday Job?

December has arrived, which means the holidays are in full swing. In a perfect world, we all would have set a holiday budget and saved for it all year long. But this isn’t a perfect world and most of us are spending this month scrambling to find gifts and the money to pay for them. So how can you manage to buy all the presents you need without going into massive amounts of credit card debt? One legitimate option is to take on a part-time job just for the holiday season. Let’s go over the pros and cons of this so you can decide if this is a solution that will work for you.

Pay Off Debts
"job application" credit history credit score
budgeting
Extra Money
Store Discounts

A Credit Insider’s Tips for Smart Holiday Spending

By Steven Shaw on 12/5/2012

A Credit Insider's Tips for Smart Holiday Spending

The holiday shopping season is now in full swing. Malls and other retail outlets have their decorations up and holiday music playing, enticing us all to shop for our friends and family. And as inevitable as hearing “Frosty the Snowman” is the chorus of checkout clerks asking shoppers if they’d like to open store credit cards to get a discount on their holiday hauls. Sometimes the savings are quite enticing, and depending on personal financial circumstances, they can be a good option. However, there are some issues to consider before signing on the dotted line.

To help you avoid a possible post-holiday shopping blunder, we’ve compiled some tips to help you make the right credit decisions this holiday season:

Closing Credit Card Account
Pay Off Debts
Retail Store Credit Card
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credit
credit cards
Credit Inquiries