Term: Dispute
8 found

Your Biggest Credit Report Complaint May Be Getting Fixed

By Steven Shaw on 3/11/2015

Your Biggest Credit Report Complaint May Be Getting Fixed

Today the three major credit reporting agencies — Equifax, Experian and TransUnion — agreed to a settlement with the New York Attorney General’s office to overhaul the national credit reporting process to better serve Americans. The agreement includes changes to the credit report dispute process, how some negative information can appear on credit reports and oversight of the creditors that provide the information included on credit reports.

credit bureaus
credit report dispute process
credit report inquiries
Dispute

5 Things You Absolutely Need to Find in Your Credit Reports

By Steven Shaw on 3/6/2015

find in your credit report

You probably already know it’s a good idea to review your credit reports and your credit scores. But what happens when you get a copy of your credit report and you aren’t sure what to make of it?

credit reports
debt usage ratio
Dispute

Is a Credit Report Error Costing You Money?

By Steven Shaw on 2/23/2015

Credit Report Errors That Cost You Money

Your credit report could contain material errors. These are mistakes that other people make but you ultimately to pay for — and left uncorrected, you may end up paying for those errors for years and years.

credit report
Credit Report Errors
credit score
Dispute

How Do I Get a Dispute Off My Credit Report?

By Steven Shaw on 2/19/2015

How Do I Get a Dispute Off My Credit Report?

Sometimes doing what you think is the right thing can have consequences you never intended. Shane, one of our readers, wanted to be sure his credit was in top condition before applying for a loan. He checked his credit reports, noticed an inaccuracy, and he disputed it. And then he applied for a loan.

And now that dispute is keeping him from getting his loan approved, or at least delaying it.

credit report
credit score
Dispute

5 Ways to Get Things Off Your Credit Report

By Steven Shaw on 6/24/2014

off your credit report 

Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you’ll want to understand the ways this kind of information can be removed from your reports.

CFPB
Consumer Financial Protection Bureau
credit report
credit reports
Dispute

CFPB Focuses on Ensuring Credit Report Errors Get Fixed

By Steven Shaw on 9/5/2013

credit report errors

The Consumer Financial Protection Bureau issued a bulletin to companies that supply information to credit reporting agencies, stressing their legal obligation to investigate consumer disputes of credit reports.

CFPB
credit report
Credit Report Errors
Dispute

The Big Secret to Navigating the Confusing World of Credit

By Steven Shaw on 7/17/2013

secret to navigating credit

Understanding your credit reports and credit scores is important — but isn’t always easy. And if you have to deal with credit reporting agencies (CRAs), creditors, debt collectors, and the like, it’s sometimes infuriating to try to navigate this complex system: They use different terminology and they sometimes have different priorities and a different timeline than you.

credit report
credit score
Dispute

How to Dispute a Credit Card Bill

By Steven Shaw on 12/28/2012

How to Dispute a Credit Card Bill

What happens if you open up your credit card statement and find a problem? Your first instinct may be to pick up the phone and yell at someone (anyone). But take a deep breath first. You have rights that may make it easier than you think to straighten out the credit card billing mistake, provided you know what to do.
credit
credit cards
Dispute