Term: "pay off balance"
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5 Habits That Can Wreck Your Credit

By Steven Shaw on 9/17/2013

habits that can wreck your credit

Have you ever driven home from work and then not remembered a thing about your drive? Have you ever stepped on the scale and wondered how those extra pounds appeared?

Blame it on habits. Habits are those activities we do unconsciously because we’ve done them so many times before. We’re not even fully aware when we’re doing them, and then the results tend to pile up unseen.

Of course, credit is one of those things that can suffer from bad habits. So let’s take a look at five bad habits that can wreck your credit:

Pay Off Debts
"pay off balance"
credit score
Pay Bills

Get a head start on your New Year’s resolutions

By Steve Ely on 12/4/2012

Every year, we see the same stories in January.  Lose weight, get organized, save money, start a budget and so on.  I’m not going to quote the statistics (aren’t 96% of all statistics made up?), but we all know how effective these resolutions turn out to be.  Very few of us stick to any of them.  So here’s my suggestion for a New Year’s Resolution – get started in December, so you can at least brag to your friends that you beat them to the punch when you attend all those holiday parties.

"credit score"
"pay off balance"
alternative data
establish credit