Term: Cell phone plans
2 found

Use your cell phone bill to your advantage

By Steve Ely on 4/17/2013
Jeanne's right - in the past your cell phone bill (if gone unpaid) could only hurt your credit, since cell phone providers don't typically report your positive payment history to the national credit reporting agencies.  eCredable is changing the game, by allowing you to get "credit" for paying your cell phone bill on time (along with other bills like rent, utilities, and insurance).  If you don't have enough traditional credit history to produce a traditional credit score, try alternative credit.  eCredable can help you qualify for a home loan or auto loan right now. 
alternative credit
Cell phone plans
credit score
poor credit
thin file credit

The 6 Biggest Ways Bad Credit Can Mess Up Your Life

By Steven Shaw on 1/21/2013

The 6 Biggest Ways Having Bad Credit Can Mess Up Your Life

Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represent a person’s credit worthiness, designed to show a lending institution who is a good investment, and who is… not so much. Banks believe that credit scores — i.e. past financial behavior — are a good indication of an individual’s future financial behavior. Whether or not you agree with that statement, the negative effects of having bad credit are undeniable.

Here’s a list of things that can get pricey or are unattainable if you have bad credit.

Car insurance
car loans
Cell phone plans
Home Loan
Job hunting