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The 6 Biggest Ways Bad Credit Can Mess Up Your Life

By Steven Shaw on 1/21/2013

The 6 Biggest Ways Having Bad Credit Can Mess Up Your Life

Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represent a person’s credit worthiness, designed to show a lending institution who is a good investment, and who is… not so much. Banks believe that credit scores — i.e. past financial behavior — are a good indication of an individual’s future financial behavior. Whether or not you agree with that statement, the negative effects of having bad credit are undeniable.

Here’s a list of things that can get pricey or are unattainable if you have bad credit.

Car insurance
car loans
Cell phone plans
Home Loan
insurance
Job hunting
Mortgage