How eCredable Lift™ works, and what it means for you


 Automatically report payments to TransUnion†

 Link an unlimited number of utility accounts*

 Lift your FICO® Score 8 and VantageScore® 3.0 in just a few days‡

 Get the credit you deserve for paying utility bills



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Important Information:

*eCredable has strict requirements for collecting and reporting payment information on your behalf. Some Utility Companies are excluded since they do not meet our security, data quality, or reporting requirements. eCredable does not link to all U.S. Utility Companies or Service Providers at this time.

†Due to factors beyond our control, we cannot guarantee that all of your payments will be accepted by TransUnion even though these same accounts may meet eCredable’s data quality and reporting requirements.

‡Results may vary. Some may not see improved FICO Score 8 or VantageScore 3.0. Certain accounts or account information could have a negative impact. Not all lenders use TransUnion credit reports impacted by eCredable Lift and FICO Score 8 or Vantage Score 3.0.


Link Your Accounts to eCredable

Secure end-to-end encryption to protect your account information.

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eCredable Lift™ Connects to over 2,000 Utility Companies and Service Providers


  • You can link an unlimited number of eligible utility account types: power, water, gas, waste, certain mobile phones, cable TV, satellite TV, internet, and landline phone.

  • eCredable securely downloads your account information and up to 24 months payments directly from your online account on the utility company’s website.



Report Payments Automatically

eCredable reports to TransUnion automatically.

eCredable automatically reports your utility payments to TransUnion so they can be added to your credit report - only with eCredable Lift™.



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Lift your FICO Score 8 and VantageScore 3.0 in just a few days.

FICO Score 8 and VantageScore 3.0 based on TransUnion Credit Report.

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Don’t have a Credit Score?

Building credit score from scratch can take months, even years. You may be able to get a FICO Score 8 and VantageScore 3.0 in just a few days with eCredable Lift™.


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Already have a credit score?

Now there’s a quick way to improve your credit scores. You may be able to lift your FICO Score 8 and VantageScore 3.0 in just a few days with eCredable Lift™.


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Real Lift - Real Buying Power

Shop, compare and apply.

A higher FICO Score 8 or VantageScore 3.0 can lead to better financial terms on credit cards or loans from Banks, Credit Card Issuers and Lenders.



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Start lifting your credit scores now!



Advertiser Disclosure: Third Party offers appearing on eCredable.com are presented without warranty or guarantee for quality, service, savings, earnings, or terms and/or conditions; and do not represent all offers or companies that may be available to you. It is important for you to review and understand the offer(s) you select, as you are solely responsible for evaluating the terms and conditions, validity, and potential savings of any offer. eCredable.com assumes no responsibility for products supplied by, services rendered by, or arrangements made with, any third party. eCredable.com, LLC., cannot guarantee your approval with any credit offer based upon the information contained in your credit report; or your success in obtaining any third party offer.  eCredable.com, LLC., strongly supports transparency on all areas of our website. eCredable.com may be compensated for your purchase of products or services offered on our website that are not created, owned, licensed, or otherwise materially controlled by eCredable.com, LLC.

eCredable.com, LLC, is not a “credit repair” organization as defined under federal law, including the Credit Repair Organizations Act.