Get a credit score* and TransUnion® credit report in just a few days - only with eCredable Lift®
*Credit scores calculated based on FICO® Score 8 or VantageScore® 3.0. Certain accounts or account information could have a negative impact. Not all lenders use TransUnion credit reports impacted by eCredable Lift® and FICO Score 8 or VantageScore 3.0.
†Due to factors beyond our control, we cannot guarantee that all of your payments will be accepted by TransUnion even though these same accounts may meet eCredable’s data quality and reporting requirements.
‡eCredable has strict requirements for collecting and reporting payment information on your behalf. Some Utility Companies are excluded since they do not meet our security, data quality, or reporting requirements. eCredable does not link to all U.S. Utility Companies or Service Providers at this time.
Get credit for paying utility bills on-time
Most utility companies don’t report your monthly payments to the three major credit bureaus. That means you’re not getting the credit you deserve for paying these bills on-time every month. We’ve just changed the credit reporting industry forever, and we did it for you!
There’s never been a faster way to build credit. eCredable Lift® lets you do things you couldn’t do before by giving you the control to choose which utility payments you want reported to TransUnion® so you may raise your VantageScore® 3.0 overnight. There’s never been a faster way to build credit.
IMPORTANT INFORMATION: The presented results are specific to the consumer profiles created for the purposes of this analysis and should not be generalized. There are many unique factors impacting a given consumer’s credit score related to age and mix of credit accounts, payment history, utilization, newly opened credit accounts, among others. In the following scenarios, each utility account that was added included 12 months of on-time payment history.